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Home»Finance»Jana Small Finance Bank Revises Fixed Deposit Interest Rates. Here’s What Peers Pay
Finance

Jana Small Finance Bank Revises Fixed Deposit Interest Rates. Here’s What Peers Pay

Loknath DasBy Loknath DasDecember 17, 2018No Comments2 Mins Read
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Jana Small Finance Bank Revises Fixed Deposit Interest Rates. Here's What Peers Pay

Jana Small Finance Bank revised its fixed deposit and recurring deposit interest rates effective today.

Small finance banks (SFBs), aimed at financial inclusion, offer financial products such as savings, recurring and fixed deposit (FD) accounts. While their products are similar to those provided by mainstream commercial banks, the interest rates paid by the small finance banks are higher comapred to their larger peers. Jana Small Finance Bank revised its fixed deposit and recurring deposit interest rates with effect from today. The small finance bank pays a return of 8.5 per cent on fixed deposits up to Rs. 1 crore over a maturity period or term of 181-365 days, according to a statement by Jana Small Finance Bank.

Rival AU Small Finance Bank pays interest at the rate of 7 per cent on fixed deposits up to Rs. 1 crore over a term of six months one day to 13 months. Another peer, Capital Small Finance Bank, pays an interest rate of 7.15 per cent on fixed deposits of the same size over a term of 180 days to less than one year. On the same tenure, State Bank of India (SBI), the largest lender of the country, pays interest at the rate of 6.80 per cent over a term of one to less than two years.

Here’s a comparison of fixed deposit (FD) interest rates paid by Jana Small Finance Bank, Capital Small Finance Bank and AU Small Finance Bank on fixed deposits up to Rs. 1 crore:

[“source=cnbc”]

bank Deposit finance: Fixed Here's Interest Jana Pay Peers rates revises small What
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