Some individuals follow a return-centric approach to investing. They select mutual funds based on returns over the previous one and three years to chase returns. However, that is not the appropriate strategy. Identifying and investing in your financial objectives is the appropriate strategy. It keeps you focused on your investments for the long term till the goals are achieved. The personal financial planning journey can help you map all your financial goals, invest towards them, and review them till they are achieved. We will learn what personal financial planning is and how to implement it in this article. What is…
Author: Loknath Das
You should be able to handle your money well in order to make an income budget. If you want to know how to spend, save, and invest your money, a budget is a great tool to have. You must stick to your budget, avoid spending more than you earn, and save as much money as you can to live your plan. We’ll look at the characteristics of finance and talk about the related topics in this area. In business, “finance” means all the different ways money comes into the company. Rent, new equipment, and advertising are all necessary startup costs…
Since the days of Pac-Man and Pong, video games have come a long way. Today, the global gaming industry is bigger than movies and music combined, with billions of players around the world. But which games have stood the test of time and captured the hearts (and thumbs) of most gamers? Based on total player counts, critical acclaim, and cultural impact, we will list the top ten most played games ever in this article. Whether you’re a hardcore gamer or just curious about the medium, this list is sure to bring back fond memories and maybe even inspire you to…
Since its original inception, social media platforms have revolutionised the way in which businesses and their customers interact with each other – gone are the days when customers would need to come in store, or make phone calls to ask questions, and the impact hasn’t been limited to customer service either, direct marketing, targeted advertising, and even product development and funding has been forever changed by having immediate access to specifically targeted audiences. But, just like everything else in the digital age, social media is always changing. Established processes are being replaced by new sites and ways to interact with…
Finance is a medium for conducting a variety of activities. Also, finance is a part of the financial system. A financial investment involves money and currencies. I closely related finance to money, as it is a means of exchange. Financial institutions, governments, and savings are all part of the financial system, which drives economic, social, and administrative activities. The financial system emerged at the end of the 19th century. By understanding your problems and dealing with them, you will be much better prepared for potential problems and give your startups the best chance of success. Poor cash flow management is…
universalisation of primary education, with almost 100 per cent Gross Enrolment Rate (2014-15), quality of education in the last decade has gone down. In 2008, 50.6 percent of grade 3 Indian children were able to read a grade 1 text, but by 2016, this percentage had dropped to 42.5 percent. This backward trend is concerning given that India is committed to the Sustainable Development Goal of providing opportunities for lifelong learning and equitable quality education for all by 2030. The Padhe Bharat Badhe Bharat program, which was started in 2014 and was run by SSA, aims to help children in…
Educational technology, or EdTech, is more than technology used in the classroom. It’s a combination of hardware, software, educational theory and instructional design principles to support and facilitate learning. Today, advanced tools and technologies like interactive whiteboards, virtual reality and gamification are being integrated into instructional design, for both remote and in-person learning. Educational Technology’s Advantages Software and other technological tools can be used to deliver virtual lessons or to design multimedia instructional materials that can be applied to both remote and in-person learning. Digital learning tools can engage learners in the subject matter, assist them in comprehending concepts, and…
Everyone today is on some social media platform. Teenagers on TikTok, influencers and small businesses on Instagram and Facebook, or professionals on LinkedIn – social media is the first option that comes to mind when looking for expanding connections in any field. If used correctly, social media can yield a great deal of success. These platforms have what it takes to make anyone’s life better because it is the most effective method of direct contact with the target audience. To understand this better, here are a few aspects that reflect the importance of social media in today’s world. 1. Keeping…
three sisters, aged 12, 14 and 16, ended their lives in Ghaziabad, Uttar Pradesh, leaving behind their family and a country struggling to comprehend the horror. Preliminary police reports suggest it to be a case of screen addiction and parental conflict. Politicians, parents and pundits have united in demanding swift action. The sentiment is understandable. When a child dies, we want someone to blame and, sometimes, something to ban. But beneath the fury lies a dangerous impulse: to solve a complex problem with a blunt instrument that absolves platforms of accountability while stripping young people of their digital rights. There…
Over the past two decades, information and communication technology has undergone rapid change, with social media becoming a major development. The rate of change is picking up. For example, the development of mobile technology has played an important role in shaping the impact of social media. In terms of total online time spent, mobile devices dominate worldwide. Everyone now has access to the means to connect from any device, at any time, and anywhere. What-is-the-real-impact-of-social-media-after.1.jpg Why people share information. The motivations that participants cited for sharing information on social media were revealed in a fascinating study conducted by the New…