Teachers cannot tackle the impact of child poverty on education by themselves, according to Scotland’s largest teachers’ union, the EIS. BBC Scotland has heard several stories which highlight the effects of deprivation on school children. They include stories about dirty clothes, hunger and children being unable to start school on time. The Scottish government wants to close the performance gap in schools between relatively rich and poor children. It plans to spend £750m by 2021 raising attainment in schools. EIS president Nicola Fisher has argued that austerity in public spending and welfare reform have added to the child poverty problem,…
Author: Loknath Das
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Today’s classrooms are packed with technology, from tablet computers and widescreen televisions to interactive whiteboards. The last few years have also seen the development of massive open online courses, or MOOCS. Providers such as edX — which was founded by Harvard University and the Massachusetts Institute of Technology in 2012 — offer free online courses from renowned institutions such as Columbia University and Delft University of Technology in the Netherlands. The platform provides more than 1,900 courses and its users come from all over the world. As technology drives change in education, one of the sector’s big players is looking…
Social media helps grow your business because it’s a super efficient way to bring potential customers in at the top of your marketing funnel, and it’s also a great way to keep them engaged, and keep your brand top of mind. Start by doing the basics well. Build a strong foundation by showing up and really engaging with your followers. In the early days of PicMonkey, when we were building our brand and product, we developed one-on-one relationships with our users. Many of those users are still with us—some have also grown and become major brand influencers who continue to…
The Congress-JD(S) coalition government may have won the trust vote in the Karnataka Assembly with ease, but now the two parties are at disagreement over the portfolio allocation, with the finance ministry being the apple of discord, according to a Times of India report. The report cited Chief Minister HD Kumaraswamy, who was in New Delhi on Tuesday, saying that the issue will be resolved by Tuesday. Kumaraswamy met Congress leaders at Ghulam Nabi Azad’s residence and told them that it has been the convention in coalition government in Karnataka to allow the junior partner to keep the finance portfolio,…
“Words like accountability and transparency must be more than just political buzz words. We must back that up,” said Deputy Prime Minister and Minister of Finance Peter Turnquest at Institute of Internal Auditors (IIA) Week-Bahamas Chapter luncheon held at Luciano’s of Chicago. Turnquest revealed that the whole idea of internal auditing is so timely as the government tries to ensure transparency and accountability to reduce the instances of abuse and fraud in government spending. The government has stated that its aim is to improve processes and identify and ‘weed out’ bad practices and weaknesses in the overall system. The minister…
Ask entrepreneurs in the UAE what they most need to upscale their business and the majority are likely to say finance. Sourcing finance in the early stages of growth is fundamental in taking a company to the next level. It helps business owners to avoid cash flow problems and barriers to expansion. There are numerous finance options available in the UAE, including bonds, sukuks(Islamic bonds), loans, syndicated loans and murabaha (Islamic loans), but understanding the distinctions between them can be confusing, especially for entrepreneurs without in-depth knowledge of business funding. This, together with banks’ reluctance to lend to startups and SMEs following a…
Cholamandalam Securities’ research report on Repco Home Finance RHFL’s loan book grew at moderate rate (10.3%YoY, 3.9%QoQ) to INR 99bn on the back of higher disbursements (27.7% YoY, 29.2% QoQ). In 4QFY18, Sanctions grew by 32.2% YoY (19.4% QoQ) which poses healthy loan growth trajectory for coming quarters. The management expects loan book to grow by ~20% in FY19E (15% growth in TN and 20-25% growth in ex-TN regions) and disbursements by 35-36% in FY19E. Growth in loan book was led by salaried segment (18.8%YoY). Non-salaried segment witnessed a moderate growth of 4.6% YoY. Consequently, their share in overall portfolio stood…
Social media has become so ingrained in our culture that it is being used to connect people across continents, bully people as faceless users and stir the pot in politics. In order to help those who are not as obsessed with social media as me, I thought I would give a rundown of some larger social media apps or sites so everyone can at least have some broad knowledge. Facebook Facebook is the starting point for many people when they think of social media. Facebook has been around for years and you can friend people from your high school class…
It might not seem like it at first, but I’m an optimist. I don’t think we have to throw the whole digital world away. But there is one particular hi-tech thing that is toxic even in small quantities. The issue isn’t only that internet users are crammed into environments that can bring out the worst in us, or that so much power has concentrated into a tiny number of hands that control giant cloud computers. A bigger problem is that we are all carrying around devices that are suitable for mass behaviour modification. For example, with old-fashioned advertising, you could measure whether…
Reliance Jio Vs Airtel Vs Vodafone plans: A number of affordable plans are offered by the three telecom giants. Cheapest recharge offers by Reliance Jio offers start at Rs 19, Rs 52 and Rs 98. The recharge plans offer various schemes services such as unlimited voice calling, limited data packs and limited SMS pack. Similarly, Bharti Airtel and Vodafone have also introduced cheap prepaid recharge plans to attract users. Airtel is offering lucrative data packs and unlimited calling packs under Rs 100 – Rs 19, Rs 40, Rs 48 and Rs 98. Vodafone too has introduced Rs 21, Rs 29, Rs…